A yacht charter in Montenegro costs between €2,600 for four hours and €4,000 for a full day in 2026. That is the price of the whole boat: an 18-metre Marea, captain and steward included, up to 16 guests on a day charter. From two days onwards it is €3,400 per day. Fuel within the route, insurance for everyone aboard, swimming gear and the berth at Porto Montenegro are already inside that figure. Below is the full ladder by duration, the reason an hour on the water gets four times cheaper, and an honest line past which a group boat tour is the better buy.
How much a yacht costs in Montenegro, by duration
The full 2026 price list. One range for the whole season, May through October: we do not raise it in August and we do not cut it in May.
Search for this and you mostly find brokers quoting a week aboard something enormous, or the words "price on request". Those are a different product. This is a day on the water, published, and it does not change once you write to us.
Marea is in refit until September 2026. For dates before that we match guests with a comparable boat in the bay and confirm the price before the booking, not after it.
Why an hour on the water gets four times cheaper
Four hours work out at €650 an hour. A full day works out at €167. This is not a volume discount. The base price carries the crew's day, preparing the boat, ice, water and fruit aboard, leaving the marina and coming back to the pontoon. Those costs are identical whether you are out for four hours or twenty-four.
Each additional hour therefore costs far less than the ones before it:
| Step up | Extra cost | Price of the added hour |
|---|---|---|
| 4 hours to 6 | €200 | €100 |
| 6 hours to 8 | €200 | €100 |
| 8 hours to 12 | €200 | €50 |
| 12 hours to 24 | €800 | €67 |
If you are weighing four hours against six, take six. The first four cost about €650 each; the fifth and sixth cost a hundred. A hundred euros buys Kotor with a stop, or a mooring at Prčanj and the walk up to the cathedral.
What is included and what is not
Included:
- the yacht Marea with captain and steward
- fuel within the route
- a welcome drink, prosecco or non-alcoholic
- insurance for every passenger
- SUP boards, snorkelling masks, underwater scooter
- inflatable loungers and water toys
- Bluetooth speakers for your playlist
- towels, ice, water, fruit
- the berth at Porto Montenegro, no port fees
Not included:
- food, lunch or snacks on request, at cost
- alcohol beyond the welcome drink
- port fees at the Kotor and Herceg Novi marinas
A private chef is €300, a photographer €200, celebration decor €150, each ordered separately. For lunch we usually suggest something else entirely: oysters from Kamenari, ordered from the water and delivered to the boat. Cheaper than a restaurant, and a better story.
Per boat, not per seat
A day charter carries up to 16 guests and the price does not move with the count, so the cost per person falls exactly as fast as your group grows.
| Group | 4 hours | 8 hours |
|---|---|---|
| 4 guests | €650 | €750 |
| 8 guests | €325 | €375 |
| 12 guests | €217 | €250 |
| 16 guests | €163 | €188 |
Two people on an 18-metre boat is expensive, and we say so before you ask. What to take instead of a private charter in that case is set out in our comparison of a boat, a group tour and a yacht. What the boat and the crew actually are is on our private charter page, prices included. From eight guests upward the per-person figure lands near the price of dinner in a good Kotor restaurant, except that it buys a day at sea.
When a group boat tour is the better buy
In the summer of 2026, group departures from Kotor start around €30 a seat for three hours, and a small private speedboat for a group starts near €90. Those prices are public on the operators' own sites. Against them a private charter is several times more expensive, and if price is what decides, book the speedboat. We are not going to argue you out of it.
The difference lies elsewhere. A group boat runs to a timetable built around turning the boat around, not around the light. The Blue Cave glows blue only while the sun reaches into the grotto, between 11:00 and 12:00, and you have to be there inside that window. A boat leaving at one in the afternoon delivers you to a grey cave. The full western route with its timings is in our guide to the Blue Cave and the 11 to 12 light window.
On your own boat the day assembles around you: swimming where you decided to stop, lunch on your clock, paddleboards along the Dobrota shore, your playlist, nobody else's schedule.
How many hours your route needs
Four hours covers the inner bay: out to the ferries, oysters at Kamenari ordered from the water, a loop around the island of Our Lady of the Rocks, a swim at Morinj. Or an hour ashore in Perast with the boat moored. What fits into each version is broken down in the Bay of Kotor route by hours.
Six hours adds Kotor with a short stop, or a mooring at Prčanj and the walk to the cathedral. Our eight-hour route through the Bay of Kotor covers what fits when the day is longer.
Eight hours is the full day: Kotor, swimming, lunch in front of the fjords, paddleboards through the coves of Dobrota, the islands on the way back and a last swim off Stradioti. The western route to the Blue Cave also needs eight, because the start has to be early.
Twenty-four hours and more means sleeping aboard. Six guests fit in the cabins instead of the sixteen a day charter takes, and the format changes: the whole bay, a night in Kotor or Perast, and the morning on the water before the tour boats arrive. How two and three days aboard actually work is set out in our piece on overnight charters, and the prices and dates are on the multi-day charter page.
If you are starting from Tivat, the short routes and the cost of a day are laid out on our Tivat yacht rental page, together with available dates and the enquiry form. We reply within two hours and take no deposit before the route is agreed.
Frequently asked questions
Eight hours on the water cost €3,000 and a full 24 hours €4,000. That is the price of the whole boat for up to 16 guests, with captain and steward, fuel within the route, insurance, water toys and the Porto Montenegro berth already inside it.
For the yacht. Four guests or sixteen, the figure does not move. A couple will find a private charter expensive; a group of eight pays roughly €375 each for a full eight-hour day, and sixteen guests bring that under €190.
Food, alcohol beyond the welcome drink, and port fees at the Kotor and Herceg Novi marinas. A private chef costs €300, a photographer €200, celebration decor €150. Nothing else appears on the invoice afterwards.
Not with us. Every charter comes with a captain and a steward, so no licence, no deposit for handling the boat and no navigation on your part. You choose where to swim and how long to stay; the captain handles the rest.
